48 Stonetree Lane – “Renaissance” Gated Community – Luxury Property For Sale in Novato, CA 94945

48_Stonetree_Lane_from_Aerial_Video2016-06-25_183948 Stonetree Lane, Novato, CA 94945 –           Aerial Tour

4 beds 4 baths 4,773 sq ft  – half acre lot         More Photos

Mediterranean style luxury home in the exclusive Renaissance at Stonetree with spacious living & quality finishes throughout. Formal living & dining rooms with vaulted ceilings open out to an entertaining patio. Wonderful kitchen/family great room with 2 islands & granite counters leads out to 2nd patio. Main level also has an office & grand master suite. Lower level offers 3 bedrooms, 2 baths, 2nd family room & a screened-in patio with hot tub.

Offered at $1,795,000 ($50,000 less than last sold comparable property just closed).

Nothing else available in this desirable gated community adjacent to world class golf course and Bay Club


  • Baths: 3 full, 1 half
  • Lot: 0.5 acres
  • Single Family
  • Built in 2004
  • Cooling: Central
  • Heating: Forced air
  • Last sold: Feb 2005 for $1,440,500
  • Price/sqft: $376
  • MLS #: 21609669


  • Cable Ready
  • Ceiling Fan
  • Deck
  • Fireplace
  • Flooring: Carpet, Hardwood, Tile
  • Gated Entry
  • Hot Tub/Spa
  • Jetted Tub
  • Parking: Garage – Attached, 3 spaces, 753 sqft
  • Security System
  • Skylight
  • Vaulted Ceiling

View: Territorial

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24 Del Oro Lagoon – Paradise in Bel Marin Keys

Welcome to Paradise! Spectacular five bedroom, three bathroom home, on the water with boat dock and bay access. Enjoy a seamless flow from the kitchen to the outside oasis. Spacious deck and outdoor living area extends entertaining and year round dining. Master suit24 Del Oro IMG_6495e bathed in natural light, versatile floor plan offers five bedrooms plus family room or two master suites or potential in-law space. Level lawn backing to the lagoon with boat lift and hot tub. New front landscaping and fence enclose an additional patio.

Tie up your cruiser at your boat dock next to your boat lift. You will love the tranquility of a tide-less lagoon – ideal for water sports. You have boating access to San Pablo Bay via a lock. Spacious deck and patio for alfresco entertaining.

Bel Marin Keys is an affluent waterfront community located east of the city of Novato.

The community has approximately 720 homes. Most of the homes sit either on one of the many lagoons or on Novato Creek. All of the lagoons have access to San Pablo and San Francisco Bays through the navigational locks. Truly a tropical paradise!

More photos at:

www.24DelOro.com   (Ctrl click to activate link)

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Nicole’s Real Estate News – May 2015

Real estate sales nationwide have been on the rise. Statistics from home sales in March rose for the third straight month, remaining at their highest level since June of 2013, according to the National Association of Realtors.

Solid employment gains, attractive mortgage rates, and pent-up demand all point to the housing market moving forward throughout 2015 and into the next year.

According to Lawrence Yun, NAR’s Chief Economist, “Demand in many markets is far exceeding supply, and properties are selling at a faster rate than any time since last summer. Housing inventory for new and existing homes needs to improve measurably to improve affordability.”


Anyone looking to buy this year has likely already encountered some of the many pitfalls which the California housing market has to offer – – tight inventory and high prices to name a couple. It would seem that buying in California isn’t about to get any easier this Spring as a new study indicates that homes in California are moving faster than anywhere else in the nation –  and the market shows no signs of slowing down – good news if you are looking to sell.If you are thinking of selling, now would be an ideal time to chat about marketing and obtaining the highest possible price.
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Nicole’s Real Estate News – April 2015

We are heading into the spring buying season. With the wind of February and March at our backs and pushing the market upwards, I am expecting strong sales in the months ahead. Pending sales are at the highest level since June of 2013 in the West and Midwest. The Northeast and South have experienced small declines.

Lawrence Yun, the National Association of Realtors (NAR) Chief Economist, says, “Pending sales are showing solid gains. A steadily improving labor market, mortgage rates hovering around 4% and the likelihood of more renters looking to buy, bode well for the prospect of an uptick in sales in the coming months.”

All good news except that inventory is low. First time home buyers are being particularly hit by the low availability of homes in lower price ranges. The demand is outweighing the supply in many markets, which is driving prices up.

Total existing-home sales in 2015 are forecast to increase by 6.4% from 2014. The national median existing-home price for all of this year is expected to increase around 5.6% according to the NAR. While buyer demand is high, it is a good time to sell. Of course, we may need to find your next purchase first. I’ll help you play the game to win.


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Client Testimonial – Single Family Home Sold in 2015 for $1.015M in Bel Marin Keys, CA

Client Testimonial – Single Family Home Sold in 2015 for $1.015M in Bel Marin Keys, CA
Nicole Burton and Yvonne Young are an all star team!Between the two of them, they were always available and made us feel like we were their top priority. We used them in the sale of our Bel Marin Keys (BMK) home, but they went out of their way to help us with whatever we needed in purchasing our new home out of state as well. Being residents of BMK themselves, Nicole and Yvonne were very knowledgeable about the area and helped us to price our house correctly. Our house was under contract in about 2 weeks!! I would recommend this team over and over again!

Tara and Dusty Wise

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Bel Marin Keys Waterfront Listing, January 2015

124_Caribe_Isle_Listing_Pending_Postcard_Page_1_With_Logo_2015-01-14_1730 124_Caribe_Isle_Listing_Pending_Postcard_Page_2_2015-01-14_1725

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Nicole’s Real Estate News – March 2015

Real estate had a good start in 2015. Buyer demand pushed pending home sales up in January and February in all major regions except the Midwest. The Pending Home Sales Index climbed up 8.4% from January of 2014.

Lawrence Yun, National Association of Realtors’ Chief Economist, says “The differences this year are the positive factors supporting stronger sales, such as slightly improving credit conditions, more jobs and slower price growth.”

Good news for traditional buyers entering the market now: all-cash sales and sales to investors are both down from a year ago, creating less competition. Indications according to Yun are for modest sales gains as we head into the spring buying season. Total existing-home sales are forecast to be 5.26 million, an increase of 6.4% from 2014.

Real estate continues to be the best investment for many families. Since real estate is local, let’s talk about your best options to maximize your investment.

Preparing your taxes this month? Home ownership provides many tax benefits. An overview of benefits includes the following:
• Mortgage interest
• Points
• Equity Loan Interest
• Home Selling Improvement Loan Interest
• Property Taxes
• Home Office Deductions
When selling, additional benefits include the following:
• Selling costs: real estate commissions, title insurance, legal fees, advertising costs, escrow fees and inspection fees
• Capital Gains Exclusions
• Moving Costs
• Mortgage Tax Credit for low income and first-time home buyers
For more information on real estate tax laws, speak with your accountant or visit www.irs.gov or www.nolo.com

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Nicole’s Real Estate News – February 2015

Real estate looks promising for 2015. The winter market tends to be quiet, but inventory is growing and prices are heading up. According to Lawrence Yun, Chief Economist for the National Association of Realtors, “With interest rates at lows not seen since early 2013, the strength in existing-sales in upcoming months will largely depend on the willingness of current homeowners to realize their equity gains from the past couple of years and trade up.”

The signs are positive: Consumer confidence is up, the job market is expanding, less expensive mortgage insurance is available, and new low down payment programs are coming into the marketplace.

The total existing-homes sales in 2015 are forecast to be around 5.26 million, an increase of 6.6% over 2014. The national median price for 2015 is predicted to increase 4 to 5%.

Foreign buyers are still active in the market place. In Atherton, CA, the very high-end market is dominated by the Chinese and that trend is expected to continue. Specifically, homes priced at over $20 Million should expect 70% of the buyers to be foreigners. Real estate may be the best investment you will ever make. Let’s evaluate if you should buy, sell or hold in the months to come.


For the first time since early 2012, home buyers are not saying that the lack of inventory is slowing their purchasing efforts. In fact, the supply of homes is likely to increase this year as more homeowners have enough equity to sell.

The concern now is affordability. In a Redfin survey, 32.6% of homebuyers indicated that “affordability in the area where I want to buy it” is the biggest obstacle of a home purchase. Just 11.3% said that the biggest obstacle was “not enough homes for sale”.

As one buyer said, “If you can’t afford any of the homes for sale, it doesn’t matter how many homes are on the market.” Interest rates remain low. If you want to buy, we need to evaluate all the homes in your favorite areas, know the seller’s level of equity, and learn the seller’s motivation.

As inventory grows, some sellers will see the competition and decide that the best way to sell is to pass on a deal to the buyer.

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Nicole’s Real Estate News – January 2015

Happy New Year

January is a time to look back and look forward. As I reflect on real estate in 2014, I can say that it was a good year. Home prices remained steady with a 2.1% increase nationwide. Demand outpaced supply in most neighborhoods. Still, home sales were down about 3% from the year before.

So let’s look forward. Could 2015 be a great year?

Lawrence Yun, Chief Economist for the National Association of Realtors, predicts that 2015 will be positive due to many factors. The economy is growing. Interest rates remain low. Consumer confidence is improving. Gas prices are tumbling. The stock market is strong.

Still, low inventory will hold down sales. Many homeowners now have low interest rates and are not motivated to sell. New homes are not being built at the rate required to strongly impact inventory. Rents are rising at a seven-year high.

In 2015, watch for higher housing costs. I will be tracking the trends in our area. With no drop in home prices foreseen, now may be the right time to make your move. Let’s talk.


I’m often asked whether it’s better to rent or to buy. The National Association of Realtors (NAR) recently forecast that 2015 will be a “landlord’s market”. Rent growth continues to run higher than overall inflation. Landlords are raising their rents as the national vacancy rate dips to the lowest level in two decades. Rents are rising at the fastest pace in six years, according to the Bureau of Labor Statistics. Rental vacancy rates have fallen to 20-year lows.

If you have the down payment to purchase a home, there is a strong chance that you will be able to make lower monthly mortgage payments than rental payments. Buying for your first home or buying as a potential rental property often makes sense. I can help you work the numbers, or connect you with a trusted mortgage broker.

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Nicole’s Real Estate News – December 2014


The National Association of Realtors recently released it’s economic and housing forecast for 2015 and 2016. Lawrence Yun, Chief Economist for the NAR, forecasts existing-home sales this year to fall slightly below 2013’s 5.1 million sales to 4.9 million, and then increase to 5.3 million in 2015 and 5.4 million in 2016. Yun expects the national median existing-home price to rise 4% both next year and in 2016.

“The increase in median prices for existing-homes has leveled off, representing a healthier pace that has kept affordability in-check for buyers in many parts of the country while giving more previously stuck home owners with little or no equity the ability to sell,” says Yun.

Leslie Appleton-Young, Vice President and Chief Economist with the California Association of Realtors. reports that home sales will rise modestly in 2015 and prices are expected to flatten out, marking the slowest price gain in four years.

And forget about that rumored rise in mortgage interest rates. During the trade group’s 2015 California Housing Market Forecast, Appleton-Young projected only a slight increase to 4.5% from 4.3% this year. “The forecast is always for higher rates,” Appleton-Young said. “Our look next year is that we don’t see rates going up very much.”

Here’s what you can expect: a better year for first-time home buyers, fewer investors, more inventory, and a friendlier lending environment. It could be a great mix of variables for you to make your next real estate move.


Q: What are smart real estate moves in the month of December?

A: In the midst of sipping at Holiday Teas, shopping at the mall, and dressing up for The Nutcracker, house shopping and selling is often not the first priority. However, this can be an opportune month for both buyers and sellers.

With the raging spring real estate rush around the corner, now is the time to take advantage of a slow season for house contractors. If you’re even remotely considering selling your house in 2015, now is a perfect time to unclutter, fix and improve. I can help you prioritize if you’d like – just give me a call. Think of it this way – while you make improvements, you’re also preparing your house for any holiday parties and dinners as well.

If you’re a buyer, this can be a great time to find your next home. Some of the best deals of the year in real estate happen in the slower winter months. Let me know if you’d like me to help you scour the market.

The market will heat up. Be prepared.

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